Member of National Notary
TRUSTED ENROLLMENT AGENT
Available By Appointment
Modesto - Ripon - Salida - Lathrop (209) 346-0293
Loan Docs Signer Mobile Notary Service
Mobile Notary serving the greater Modesto, California area.
We come to You! At your home, office, hospital, coffee shop.
Key Cities: Riverbank, Modesto, Hughson, Merced, Discovery Bay,
Oakdale, Turlock, Tracy, Stockton, Ceres, Salida,
Ripon, Manteca, Escalon, Lathrop, Mountain House.
A mobile notary drives to the client's location. Why should title companies and real
estate attorneys utilize a mobile notary? A mobile notary or mortgage loan closer is
a notary, first and foremost. A California Notary Public has passed the required
State examination to obtain their notary commission, and has the responsibility to
uphold the State laws and requirements when notarizing ANY document within the
State of California. To be defined as a mobile notary or mortgage loan closer, a
notary then specializes in, and has knowledge of real estate loan documentation
present at real estate loan transactions.
Usually a title company has a person on staff that has a notary public commission,
and can ‘close’ the loan documents per the lender's instructions. When the title
company has a transaction or has documentation requiring signatures with
notarizations taking place outside of their location, or if they do not have a person in
their employ available to ‘close’ loan documents, that is where a mobile notary or
mortgage loan closer comes into play.
Disclaimer: I am NOT an Attorney, nor am I licensed to practice law in the State of California.
I CANNOT GIVE OR OFFER ANY TYPE OF LEGAL ADVICE.
The following list contains examples of, but is not limited to, the types of documents
Loan Docs Signer Mobile Notary Service notarizes:
Home Loan Documents Deed of Trust
Title Documents Inter-Spousal Deed
Escrow Documents Insurance Documents
Affidavits Home Modification
Reverse Mortgage Power of Attorney
Motor vehicle documents (DMV) Health & Medical documents
Contracts (All types) Confidentiality agreements
Permission for Minor to Travel Employment documents
Examples of Photo Identification You Need
IMPORTANT: The “Golden Rule” of every notarial act is the physical presence
of the Signer before the Notary Public. A notary’s ability to fully evaluate a
document Signer’s identification, basic understanding of the transaction and free will
would be diminished by any condition other than physical presence of the Signer.
No alternative, such as an audio/video connection, can provide the Notary with
the full sensory experience that physical personal presence allows.
Some document transactions require that the Signer make a formal declaration
before a Notary, thereby “acknowledging” execution (signing) of the document.
Specifically, the Signer verbally acknowledges that:
• The Signer understands the contents and purpose of the document.
• The signature is his or her own signature.
• The document was signed willingly (with no coercion).
Documents typically requiring an acknowledgment are contracts, deeds,
agreements, powers of attorney, etc. These documents contain terms to which
the Signer is agreeing.
Documents requiring acknowledgment can be signed earlier than or at the time
of notarization. Either way, the signature must clearly be an original one, stroked
directly onto the paper with “wet” ink (ballpoint, rollerball, etc.).
What is a Notary?
A Notary Public is a public officer or a state officer (in most states), appointed and
commissioned to perform certain functions or notarial acts. A notary acts as an
impartial witness in the execution of documents, helping to deter fraud and
promote the integrity of document transactions.
The National Notary Association (NNA) is the nation's professional Notary organization and serves the
professional, educational, career and business needs of Notaries throughout the U.S. Since 1957, the NNA has
helped Notaries to serve society responsibly and ethically.
| The Acknowledgment